Eligibility Criteria

You need to be in permanent employment as a Salaried Worker (Public or Private Sector) or Owner of a Registered Business, with net verifiable minimum monthly income above GHS1,000 to use this service. NO UPFRONT FEE Required to register for this service. By virtue of our target user group, it's expected that you should be able to read, write, speak and understand basic english to follow simple application instructions.

 

SALARIED WORKERS

You don't need to to be an existing customer of the TDG Ecosystem to use this service as a salaried worker.

 

Proof of Permanent Employment

You would need to provide us your most recent payslip and SSNIT/Cap-30 Statement - six (6) months for Public Sector Workers and twelve (12) months for Private Sector Workers. 

 

Proof of ID

Only valid ID Numbers of any of the following government-issued photo ID cards will be required with our simplified online application: Passport, Voter's ID (New One), Drivers Licence, SSNIT Card Number.

 

Valid NHIS Card

In as much as our service only settles medical bills not covered by the NHIS, you're still required to have a valid national health insurance scheme (nhis) card, so part of bills that the state insurance scheme covers will be charged appropriately and we cover the uncoverables.

 

 

REGISTERED BUSINESS OWNERS

Only Salaried Workers can signup directly via this Care Now Pay Later website - Owners of Registered Businesses can only do so by being existing customers of GhanaStartups.org (a sister company & part of The DCANS Group Limited).

You don't need to apply as a business owner via GhanaStartups.org, if you pay SSNIT for yourself as a business owner.

BY VIRTUE OF OUR TARGET USER GROUP (SALARIED WORKERS & REGISTERED BUSINESS OWNERS), YOU ARE EXPECTED TO BE ABLE TO SPEAK, READ, WRITE AND UNDERSTAND BASIC ENGLISH TO FOLLOW SIMPLE SERVICE USE INSTRUCTIONS, OR WHERE APPLICABLE, SEEK INDEPENDENT LEGAL AND/OR FINANCIAL ADVICE BEFORE USING OUR SERVICES - ONCE YOU'RE APPROVED AS AN ANCHOR QUALIFIED APPLICANT OR USER, THEN YOU CAN LOGIN WITH THE VALID DETAILS WE WILL PROVIDE YOU AND ADD UP TO 10 PERSONS (FAMILY MEMBERS AND/OR MEMBERS OF YOUR HOUSEHOLD), WHO DO NOT NEED TO BE EMPLOYED OR INCOME EARNERS.

OUR 24/7 ONLINE SUPPORT COMPLIMENTS THE ABUNDANT INFORMATION ALREADY PROVIDED ON THIS PLATFORM, AND NOT TO REPEAT AND/OR REPLACE THE READILY AVAILABLE INFORMATION AT THE CLICK OF THE BUTTON.

Qualified information provided on this platform may be general in nature and not specific to your personal circumstances. Always seek medical advice from a qualified professional (not necessarily affiliated to us).

This NO UPFRONT FEES service is Strictly for Salaried Workers (Public or Private Sector) and Registered Business Owners, makes no room for useless pre-signup meetings, talkshop or paper applications - all signups are done online via this platform only - We only provide detailed real-time support and/or engagement to qualified applicants (and/or users) in our database. Using this platform constitutes acceptance of the terms, rules and conditions that govern our operations. This service is currently only available in Ghana, the UK and Selected Global Locations. Legal & Compliance Provided by TLA Firm & Country-Specific Partners.

© 2024 Care Now Pay Later (Ghana), affiliated to DCANS Healthcare Ghana and The DCANS Healthcare UK, as well as Kaizer Pharma and GMU Medical are all part of TDG Healthcare Group of The DCANS Group Limited (Registered in England & Wales, CRN: 12645872, VAT #: GB 157 9161 82), but dual-headquartered in Ghana and the UK, which is itself owns the TDG Global Credit System made up of Payment Providers DCANS Pay and Quid Pay, Earned Wage Access Providers Sikamaster Loans (Ghana) and Quidmaster Loans (UK), Direct Mortgage Providers DCANS Mortgage Ghana and DCANS Mortgage UK, Institutional Investors DCANS Investments (Ghana)and DCANS Capital (UK) (CRN: 07970200), Groupwide IHB DBL IHB (CRN:09012597), as well as Hedgie C57H and Osei Family Office OSFO, and Proprietary Trading Platforms DCANS FX and XAU79 and Crypto81 and CityStreet Coders & Quants.